Commercial Auto Insurance

As a business owner, you have a lot on your plate. Even when it comes to buying insurance, there is a lot of ground to cover to ensure that your insurance needs are met. That’s why it’s important to work with a name you can trust like, Delsea Insurance.

We’ve been serving the needs of South Jersey businesses for more than 60 years and are looking forward to the next 60 by bringing you outstanding customer service, professional advice, and guidance about what your business insurance needs are and which plans and policies are the best choice for you.

COMMERCIAL AUTO INSURANCE COVERAGE CONSIDERATIONS

Commercial auto insurance, like your business vehicles, covers a lot of ground. There are important considerations to keep in mind when covering vehicles for your business including the following:

  • Risks of theft.
  • Risks of vandalism.
  • Time spent on the road.
  • Miles vehicles run in an average day.
  • Locations where vehicles travel.
  • Types of cargo, equipment, and prototypes vehicles carry.
  • Type of vehicle.
  • And more.

Each of these represents specific risks for your business and impact the total costs of insurance policies you purchase. In some cases, they can impact what specific types of insurance policies you need to purchase.

WHAT TYPES OF COVERAGE IS AVAILABLE FOR COMMERCIAL AUTOS?

Just as there are many different insurance needs for insurance when it comes to business vehicles, there are also many different types of policies. Your business may need some or all of the following commercial auto policies.

  • Property Damage and Bodily Injury Liability
  • Uninsured or Underinsured Motorist Coverage
  • Comprehensive and Collision
  • Umbrella Liability
  • Medical Payments

Businesses that have delivery drivers who use their own cars for business purposes, like pizza shops, and other businesses, should carefully consider the addition of employer non-owned car liability coverage so that your interests are covered if an employee has an accident on the job and inadequate liability insurance for a court award.

WHO NEEDS COMMERCIAL INSURANCE FOR THEIR AUTOMOBILES?

Any business that operates vehicles in the course of business operations needs to have those vehicles adequately insured. The hard part is determining just how much insurance you need. That’s why it’s so important to work with an independent agency to help you get the coverage you need for all your needs.

WHY TRUST DELSEA INSURANCE WITH YOUR COMMERCIAL AUTO COVERAGE NEEDS?

We are an independent agency, which means we can help you figure out how much coverage you need and what specific types of coverage you need. More importantly, since we are not tied to one single insurance provider, we can shop around multiple insurance carriers aggressively on your behalf.

This allows us to find the best possible mix of price and coverage – saving your time and money, while still netting you the commercial auto insurance your business needs.

CALL 1-888-4-DELSEA OR (856) 881-6930 TO TALK TO AN INDEPENDENT DELSEA INSURANCE AGENT TODAY ABOUT YOUR COMMERCIAL AUTO INSURANCE NEEDS.

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