Commercial Property Insurance

Serving South Jersey for more than 60 years, Delsea Insurance is a family owned and operated agency that is proud to offer a full range of commercial property insurance and casualty products to serve the businesses in our community.

WHO NEEDS COMMERCIAL PROPERTY COVERAGE?

All businesses in the state of New Jersey need the kind of protection property insurance for commercial properties provides. Many business owners are shocked to discover that they still need commercial property protection even if they do not own the building where their businesses are located.

The fact that you do not own the business doesn’t mean you don’t have items, inventory, fixtures, and more that need to be replaced in the aftermath of a disaster, theft, or other incident. It also doesn’t absolve your business of liability if someone becomes injured on the business property.

Commercial property doesn’t only cover rebuilding the building itself, it also provides protection for the following:

  • Inventory
  • Shop fixtures
  • Office equipment
  • Commercial liability
  • Outdoor signage
  • Landscaping
  • Property of others

This is why it’s so important to have a meaningful discussion with your insurance agent so that you don’t find out, when it’s too late, that you do not have the right kind of commercial insurance, casualty, or property protection for your business.

You might be surprised to discover just how affordable commercial property coverage rates are, especially after you do a little comparison shopping and get a quote from Delsea. We utilize and compare top insurance carriers to provide you with the best price.

WHAT KIND OF DAMAGE DOES COMMERCIAL PROPERTY INSURANCE COVER?

Commercial property protection cover offers assistance in the aftermath of specific perils that are named in your policy. Most policies offer coverage for the following perils:

  • Theft
  • Vandalism
  • Hail
  • Lightning
  • Wind
  • Rain
  • Tornados
  • Fire

That covers many of the perils that are likely problems in the state of New Jersey. But your property insurance goes further than that offering coverage and protection in the event of someone suing your business because they were injured on your property or by your property or that they had property that was damaged

  • Outdoor signage
  • Landscaping
  • Property of others

A good commercial property policy also covers your legal expenses and court fees if necessary as well as the settlement or judgments against you – up to your covered amount.

Keep in mind that flood insurance is not included in the average commercial property coverage. It is, instead, issued by the National Flood Insurance Program. It is separate coverage you must purchase in order to have protection from floods. In New Jersey, floods can happen at any time of year and in any location. Your business does not have to be located near water in order to benefit from flood insurance protection for businesses.

Why Use Delsea Insurance?

Delsea Insurance offers a wide range of business and personal insurance protection to families and businesses in and around Glassboro, NJ. We’ve dedicated ourselves to providing outstanding insurance service and protection for six decades and we believe we’ll continue to do so for the next six decades because of our commitment to protecting the people and businesses who make up this community.

CALL 1-888-4-DELSEA OR (856) 881-6930 TO TALK TO AN INDEPENDENT DELSEA INSURANCE AGENT TODAY ABOUT YOUR COMMERCIAL PROPERTY COVERAGE NEEDS.

 

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