Guarantees for the If in Life

Delsea Insurance Agency has served the Glassboro, NJ area for more than 70 years, and we understand the love you have for your classic car. Our goal is to help you get the classic car insurance coverage you need to protect your vintage automobile and investment. Owning a classic car is a special dream and experience for vintage car lovers. As a classic car enthusiast, you’ve poured a lot of your time, love, attention, and/or money into restoring and maintaining this beautiful machine.

Traditional auto insurance typically covers the value of the car up to a certain dollar amount according to the age of the vehicle. Older cars have greater depreciation factored into the insured coverage amount. Classic cars, though, are a different story. The value of the car, at least in part, is in its age, not marred by that age. Additionally, in the event of accidents where replacement parts are necessary, you’ll find that replacement parts for classic cars are often in less abundant supply – meaning the price for repairs is more costly. Now it’s time to protect that investment with adequate insurance coverage for your classic car. Call us for more information at (856) 881-6930.

Delsea Insurance Agency has served the Glassboro, NJ area for more than 70 years, and we understand the love you have for your classic car. Our goal is to help you get the classic car insurance coverage you need to protect your vintage automobile and investment. Owning a classic car is a special dream and experience for vintage car lovers. As a classic car enthusiast, you’ve poured a lot of your time, love, attention, and/or money into restoring and maintaining this beautiful machine.

Traditional auto insurance typically covers the value of the car up to a certain dollar amount according to the age of the vehicle. Older cars have greater depreciation factored into the insured coverage amount. Classic cars, though, are a different story. The value of the car, at least in part, is in its age, not marred by that age. Additionally, in the event of accidents where replacement parts are necessary, you’ll find that replacement parts for classic cars are often in less abundant supply – meaning the price for repairs is more costly. Now it’s time to protect that investment with adequate insurance coverage for your classic car. Call us for more information at (856) 881-6930.

What Car Insurance Covers

Classic auto insurance offers different plans to car owners depending on individual owner needs. Most plans resemble primary auto insurance except for the tiered mileage plans that address mileage limits and the agreed value coverage which provides up to a certain dollar amount of coverage without depreciation factoring into the equation.

When purchasing classic auto insurance, one of the major considerations includes how you plan to use the car. If you’re going to be using this as a primary mode of transportation, it will not qualify for classic insurance coverage. Additionally, there are different tiers according to how much driving you intend to do in the case. You’ll need to choose the appropriate mileage tier for your needs.

Finally, you’ll need to determine an adequate antique car insurance coverage amount that will allow you to recover the investment you’ve made in parts, upgrades, updates, restoration, paint, and other materials in the vehicle.

Classic Car Types Covered

There are many different types of cars that fall beneath the “classic car” umbrella. The following are perfect examples:

Classic Cars

Antique Cars

Hot Rods

Muscle Cars

Classic or Antique Trucks

High-Quality Classic Car Replicas

Street Rods

Muscle Cars

Vintage Vehicles

Even Cars You’re Actively Working to Restore to Classic Condition and Some Race Cars Qualify as Classic Cars

Classic Car Types Excluded

While most classic cars are eligible for classic auto coverage, home-built car kits bearing little resemblance to classic cars do not qualify for antique car insurance, nor do vehicles used for camping or off-roading. Cars used as primary vehicles also are ineligible for classic or antique auto insurance coverage.

Talk to a Delsea independent agent today by calling us at (856) 881-6930.